Recently I started working on a small project with a fellow colleague, which involved micro-financing, coming from subcontinent the first story that popped up in my mind was the success of Mr. Yunus who won the Nobel Peace Prize in 2006. He is a Bangladeshi social entrepreneur, banker, economist, and civil society leader for founding the Grameen Bank and pioneering the concepts of micro-credit and micro-finance. These loans are given to entrepreneurs too poor to qualify for traditional bank loans.
While I was reading more about Mr. Yunus I came across another interesting document which pointed out the flaws in Yunus' model and how it couldn't work effectively as anticipated. This article will help you in understanding the demand and supply approach, sustainable development challenges and the problems that startups with micro-financing face.
Here is the link to this article. Do read & let me know about your feedback.